In-N-Out Burger is a super popular fast-food chain, especially in California! People love their burgers, fries, and shakes. But when it comes to paying, folks often wonder: Does In-N-Out accept EBT? EBT, which stands for Electronic Benefit Transfer, is like a debit card for people who get food assistance from the government. Let’s dive into the details to find out if you can use your EBT card to grab a Double-Double.
The Short Answer: Does In-N-Out Take EBT?
No, In-N-Out does not accept EBT cards. This means you can’t use your EBT benefits to pay for your meal at In-N-Out. They only accept cash, debit cards, and credit cards.

Why In-N-Out Doesn’t Take EBT
There are several reasons why a restaurant might not accept EBT. It often boils down to business decisions about cost and convenience. Accepting EBT involves extra fees and processing systems. The restaurant has to set up the equipment and train employees, and there are costs associated with each transaction. These costs can add up, especially for a business like In-N-Out that focuses on keeping prices affordable.
Another factor is the type of food they sell. EBT is specifically for buying food items that are considered “eligible” by the government. These typically include:
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products
- Breads and cereals
Prepared foods, like a meal at a restaurant, are often not covered unless the restaurant participates in the Restaurant Meals Program (RMP), which In-N-Out doesn’t.
It’s also important to consider the legal requirements. Restaurants must follow specific rules when accepting EBT, including having the proper equipment, following specific transaction processes, and adhering to state regulations. If they don’t want to deal with these rules, they simply don’t take EBT.
What You *Can* Buy with EBT
Even though you can’t use EBT at In-N-Out, you can still use your EBT card to buy groceries at many places. This is because the main purpose of EBT is to help people afford groceries. You can usually use EBT at most grocery stores, supermarkets, and farmers markets.
Think about it: EBT is meant to help families buy food to cook meals at home. That’s why it’s usually used to purchase items like fresh produce, meats, and pantry staples. You can also use EBT at some locations that provide online grocery shopping, as well. However, this availability may vary.
Here is a simple table showing where you *can* typically use EBT:
Location Type | EBT Acceptance? |
---|---|
Grocery Stores | Yes |
Supermarkets | Yes |
Farmers Markets | Often Yes |
Restaurants | Usually No |
This can help you stay within your budget and get the food you need.
Alternatives if You Want In-N-Out and Have EBT
So, what if you’re craving In-N-Out but only have your EBT card? You’ll need to find alternative solutions to be able to visit your favorite burger joint. This might involve budgeting and saving money from other areas of your spending. Planning ahead is key.
One option is to budget your money for other meals. By spending less on other things, you might be able to save some money to use for your next In-N-Out run. This could mean packing lunches, eating at home more often, or finding cheaper entertainment options.
Another suggestion could be that if you have a friend or family member that’s willing to treat you, then you could visit In-N-Out with them. Also, remember that you can always use your EBT card for eligible food purchases and enjoy home-cooked meals.
Here’s a simple numbered list to help you plan for your next visit:
- Check your budget.
- Prioritize needs over wants.
- Save money from other areas.
- Visit with a friend.
How the Restaurant Meals Program (RMP) Works
The Restaurant Meals Program, or RMP, is a program that allows certain EBT users to purchase prepared meals at participating restaurants. It’s designed to help people who may not have a way to cook food at home, such as those who are homeless, elderly, or disabled.
The RMP is not available in all states. States that do participate have to make an agreement with the USDA. Restaurants also have to apply and be approved. This means that not all restaurants can participate, even in states where the RMP exists.
If you are eligible for EBT, you can only participate in the RMP if you are eligible. If you want to know if you qualify, it is best to check with your local social services or food assistance programs to determine if you’re eligible.
Unfortunately, as mentioned earlier, In-N-Out does not participate in the RMP. If they did, EBT users in eligible states would be able to purchase prepared meals. This means you can’t use your EBT card there, no matter how much you would like to.
Where to Find Restaurants that Accept EBT (If You’re Looking)
If you are looking for restaurants that do accept EBT, you have a few options to find them. Your best bet is to do some online searching. Just search for “restaurants that accept EBT near me”. You can also try using the EBT locator on your state’s food assistance website.
Often, you’ll find a list of participating restaurants near you. This list may include fast-food chains, smaller local restaurants, and other eateries that have chosen to participate in the program. You can also find the information by looking at your state’s website.
Keep in mind that even if a restaurant is listed as participating, you should still call ahead to confirm they still accept EBT and understand the rules of using the card. Rules and participating restaurants can change, so make sure you have the most up-to-date information.
Finally, you can see if you know anyone who uses EBT in your area and if they have any suggestions for restaurants. Also, you may want to consider restaurants that offer a delivery service because some of them may accept EBT.
Final Thoughts
So, to sum it all up: Does In-N-Out accept EBT? The answer is no. While it’s disappointing if you are craving a burger, In-N-Out has its own reasons for not accepting EBT. Fortunately, you can still use your EBT card for groceries and other eligible food items. Remember to be mindful of your budget, and check out other restaurant options if you need a prepared meal and have an EBT card. There are many other delicious places to eat!