Figuring out where you can use your EBT card can sometimes feel like a treasure hunt! Especially when it comes to something fun like grabbing a coffee at Starbucks. Since Starbucks has locations both inside and outside of Target stores, it’s easy to wonder about how those locations work with EBT. This essay will break down the question of whether Starbucks takes EBT in Target, exploring the different scenarios and providing helpful information.
The Simple Answer: Does Starbucks Take EBT in Target?
Let’s get straight to the point! No, generally speaking, Starbucks locations *inside* of Target stores do *not* accept EBT cards. While you can use your EBT card to purchase groceries and other eligible items at the Target store itself, the Starbucks within the store operates as a separate entity and typically doesn’t participate in the EBT program.

Understanding Target’s EBT Policy
Target itself has a pretty straightforward EBT policy. The chain accepts EBT cards for the purchase of eligible food items, just like most grocery stores. However, it’s important to remember that this policy applies to Target-branded items and things sold *directly* by Target.
Here’s a quick breakdown:
- You can use your EBT for groceries.
- You can use your EBT for select items, like snacks and drinks from the Target store.
- You can’t use your EBT at restaurants or other businesses *inside* Target, like Starbucks.
This means you can fill your cart with fruits, vegetables, and other SNAP-eligible foods using your EBT card at Target. But the same rules don’t apply to every shop in the store, especially those run separately like Starbucks.
Why the Difference? Separate Business Operations
One major reason for this difference is that Starbucks locations inside Target are often franchises or licensed stores. They operate under the Starbucks brand but are managed independently by Target. This means their payment systems and policies may differ from those of a standalone Starbucks or even the Target store itself.
Here’s a simplified explanation:
- Target and Starbucks are separate businesses.
- The Starbucks *in* Target is often run by Target, but they are still separate.
- EBT programs are managed based on the policies of each business.
This difference in how the stores are run also means that while you might be able to use your Target RedCard to save money, you may not have the same options when dealing with Starbucks, especially the ones inside Target.
Standalone Starbucks vs. In-Target Starbucks
The type of Starbucks location makes a huge difference in whether you can use EBT. Standalone Starbucks locations, which are stores that are not located inside of another business, may accept EBT cards for certain purchases depending on the state and local regulations. In contrast, Starbucks locations inside of Target rarely, if ever, do.
Let’s compare:
Feature | Standalone Starbucks | Starbucks inside Target |
---|---|---|
EBT Acceptance | Potentially, depending on location | Usually NO |
Management | Directly by Starbucks | Usually by Target (as a licensed store) |
Other payment options | Credit cards, Starbucks app, etc. | Credit cards, Target gift cards, etc. |
It’s always a good idea to call ahead or check with the specific Starbucks to confirm if they accept EBT before you make a purchase.
What Can You Buy with EBT at Starbucks (if Accepted)?
If a Starbucks location *does* accept EBT (typically a standalone location), there are rules about what you can buy. Generally, you can use your EBT card to purchase food items that are considered “eligible” under SNAP guidelines. This means:
Think about this in terms of common Starbucks purchases:
- Yes: Items like pre-packaged food like pastries, or cold sandwiches.
- Maybe: Some locations will let you buy cold beverages to go, that are considered food.
- No: Hot prepared foods, coffee drinks, and any other items the USDA determines don’t count as food.
Always confirm with the staff to make sure.
Other Ways to Pay for Starbucks
Even if you can’t use your EBT at Starbucks, there are other payment options. These include:
Here’s another way to look at your payment options:
- Cash: Always a reliable choice.
- Credit Cards: A standard method of payment.
- Debit Cards: Similar to credit cards, linked to your bank account.
- Starbucks Gift Cards: These can be a good alternative if you have one.
You can always combine different payment types too. For example, you can use cash or a card for some items and a gift card for the rest.
Checking EBT Eligibility and Store Policies
Before heading to Starbucks, here are a few smart tips:
To sum it all up, do the following:
- Call the specific Starbucks location beforehand to confirm if it accepts EBT.
- Ask about what specific items are eligible for purchase with an EBT card.
- Inquire about payment options.
This way, you can avoid any surprises and make sure you’re prepared when you go to order your favorite drink or snack.
Conclusion
In conclusion, while you can use your EBT card for eligible food purchases at Target, the Starbucks locations inside Target generally do not accept EBT. Standalone Starbucks locations may have different policies, so it’s always a good idea to check with the specific store. Understanding these distinctions helps you plan your shopping trips and ensures you can enjoy your favorite treats without any payment hiccups.